Calculator & pen

Repayment Calculator

Most buy-to-let landlords arrange their mortgages on an interest-only basis, and plan to pay off the outstanding capital they owe when they sell the property at some point in the future.

This can work well, but it may not be the most efficient use of your rental income. If you switch to a repayment, or capital-and-interest type repayment, you pay the loan off more quickly and the sum of capital on which you owe interest reduces over the years.

Use this handy calculator to work out how switching to a repayment-type arrangement might benefit you.

Repayment Calculator

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